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1. Why Consolidate?
• Over 50% of my payment is going to interest every month!
• I’m paying as much as I can, but I’m not seeing my Debt go down!
• There are too many bills! Why can’t I just have one?
• Is it legal for them to charge me so much interest?
• They won’t stop calling me, but I cannot pay what they want!
• My budget has become unmanageable. Why wont they help?
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2. How can the wrong consolidation hurt me?
Unfortunately, most people will experience hard times. Especially with the way the economy will fluctuate over the years. The good news is there are people out there who can help. The bad news is, not all these people are actually good. You need to know you are being put into good hands. You need a program that actually works. The best thing to do is to have a program that is designed for the situation you're experiencing. The wrong solution won't help as much, or the way it should. Sometimes, it can even cause more damage.
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| 3. What will be the affects on my credit? |
"I don't want this to affect my credit!"
Neither do we. We'll try our best to find ways to pay off the debt while maintaining your credit score.
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4. What if it's not possible to consolidate without affecting my credit?
Some people are in situations where they do not have enough to pay minimums anymore. Drastic times call for drastic measures. We can still help, however the more aggressive we get, the bigger the chance that it can affect the credit score. Most people in this situation already have compromised credit.
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5. How much will this cost me?
Let's face it. Everyone always wants to know, "What's the catch?"
Here it is. You need to be serious about getting out of this debt. You would be surprised what kind of deals creditors are willing to come up with. As long as you'll stop charging on those cards, we can usually find you a program that saves more than it costs.
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